Primary Care Membership Without Insurance | Orchid Wellness
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Orchid Wellness Access Membership  •  Carrollton, TX & Telehealth

Primary Care Membership:
Care Without Insurance Hassles

Instead of paying per visit, you invest in your health monthly and receive credits that cover your primary care visits when you need them. No insurance required, no surprise visit bills, and predictable access to the provider who knows you, in person in Carrollton or by telehealth in TX, NY, VA, and DC.

This membership is not insurance. It is a direct care access model.
From $125/month
Add adults for $110 and children for $55 each
1 Credit Per Month
Each credit covers one primary care visit
Credits Roll Over
Valid for 6 months; hold up to 3 at a time
25% Off All Labs
Extra 10% off wellness labs after 12 consecutive months
  Primary care without insurance billing
  Family accounts, children $55/month
  Lab discounts included every month
  Unused credits roll over
Why the Access Membership Exists

Stop Delaying Care
Because of Cost

Too many people skip their annual exam, wait too long on a symptom, or avoid the doctor because they don't have insurance or they don't want to deal with the bill that follows. The Access Membership was built to remove that barrier.

This is not about discounts. It is about changing your relationship with healthcare from reactive to consistent. When you know your visit is covered, you come in. When you come in, small things don't become serious things.

  • Not delaying care because of cost uncertainty
  • Having predictable monthly healthcare expenses you can plan around
  • Building a consistent relationship with your provider over time
  • Receiving the same quality of care regardless of insurance status
  • Accessing discounted labs every month of membership

This Is Not Insurance

The Access Membership does not replace health insurance and does not cover specialist visits, hospital care, emergency services, or medications
It covers primary care visits at Orchid Wellness only, in person or by telehealth in TX, NY, VA, and DC, using your monthly credits
Membership does not guarantee same-day appointments. Scheduling is based on availability and clinical appropriateness
Credits are non-refundable and have no cash value
Membership fees are non-refundable
Membership Plans

Choose Your
Access Level

All tiers include one monthly credit and lab discounts. Satellite members must be linked to an active Primary Member account.

Primary Member
Primary
$125
per month
  • 1 primary care credit per month
  • 25% off all labs every month
  • Extra 10% off wellness labs after 12 months
  • Credits valid for 6 months
  • Hold up to 3 unused credits at a time
  • Can add Satellite Members to account
Enroll: Individual
Satellite Adult
Satellite Adult
$110
per month • 18 and older
  • 1 primary care credit per month
  • 25% off all labs every month
  • Extra 10% off wellness labs after 12 months
  • Credits valid for 6 months
  • Hold up to 3 unused credits at a time
  • Must be linked to an active Primary Member
Enroll: Primary + Adult
Child
Child Member
$55
per month • Under 18
  • 1 primary care credit per month
  • 25% off all labs every month
  • Extra 10% off wellness labs after 12 months
  • Credits valid for 6 months
  • Hold up to 3 unused credits at a time
  • Must be linked to an active Primary Member
Enroll: Primary + Child
One-time enrollment fee: $35 per membership account. This is charged once at sign-up and covers account setup for the Primary Member and all linked Satellite Members on that account.
How Credits Work

Your Monthly Credit,
Simply Explained

Each member receives one credit per month. One credit equals one primary care visit. Here is how to get the most from your membership.

Standard Visit

One Visit, One Credit

1 Credit

A standard visit uses one credit and covers all primary care needs addressed in that single appointment.

  • Annual wellness and preventive visits
  • Sick visits and acute concerns
  • Chronic care management visits
One credit covers one visit type. If your visit is strictly preventive, that is your one credit used.
Combined Visit

Wellness + Medical: Two Credits

2 Credits Total

A wellness visit is strictly preventive. If you also address a medical concern during the same appointment, it becomes a combined visit and requires two credits.

The second credit is triggered when the visit includes any of the following:

  • New or ongoing symptoms being addressed
  • Medication prescriptions or changes
  • Referrals to specialists
  • Any lab orders beyond what is clinically indicated for a preventive visit
Chelsea will let you know before the visit concludes if a second credit applies. There are no surprises.
Credit Rules at a Glance
Validity
Credits are valid for 6 months from the date they are issued.
Rollover
Unused credits roll over automatically. You can hold a maximum of 3 unused credits at any time.
Expiration
Each credit expires 6 months after it is issued if unused. Credits beyond the 3-credit maximum also expire. Expired credits cannot be reinstated.
Cash Value
Credits are non-refundable and have no cash value. They cannot be exchanged for cash or applied to non-covered services.
Scheduling
Having credits does not guarantee same-day appointments. All scheduling is subject to availability and clinical appropriateness.
Visit Types Defined

What Is and Is Not
a Wellness Visit

Understanding the difference between a wellness visit and a problem-based visit matters because it determines whether your appointment uses one credit or two. This distinction protects the integrity of preventive care and ensures Chelsea has the appropriate time allocated for each visit type.

A Wellness Visit Covers

  • Preventive care and health maintenance
  • Routine screenings appropriate for your age and risk
  • Lab fees (billed separately at your member discount rate)
  • Immunization review and updates
  • General health counseling
  • Problem-based or symptom-based concerns
  • Medication management or prescription changes
  • New diagnoses or treatment plans
  • Referrals to other providers

If You Add Medical Concerns

When a wellness visit expands to include any problem-based care, the visit becomes a combined visit and a second credit applies. This is not a penalty. It reflects the additional clinical time and documentation required for medical concerns beyond prevention.

  • Wellness portion: 1 credit
  • Medical concerns portion: 1 additional credit
  • Total for combined visit: 2 credits

Chelsea will always communicate clearly if your visit is trending toward a combined visit before the appointment concludes.

Lab Benefits

Lab Discounts for
Every Member, Every Month

Lab fees are always billed separately from your visit credit. All members receive a 25% discount on all self-pay labs from day one. After 12 consecutive months, members receive an additional 10% off wellness labs as a reward for their ongoing commitment to preventive care.

Standard Wellness Labs and Tests

These labs are commonly ordered during preventive wellness visits and qualify for the enhanced loyalty discount after 12 months. All labs are billed separately at your member discount rate:

  • CBC (Complete Blood Count)
  • CMP (Comprehensive Metabolic Panel)
  • Lipid Panel
  • A1C
  • TSH (Thyroid)
  • PSA (age appropriate)
  • Pap Smear
  • Vitamin D
  • Vitamin B12 and Folate
  • Testosterone
  • STD Panel
  • EKG
All lab fees are billed separately from your visit credit. Wellness labs qualify for the additional loyalty discount after 12 months. All other labs receive the standard 25% member discount.
25%
Off All Labs
All members, from day one
+10%
Wellness Lab Bonus
35% total after 12 months
The Loyalty Benefit

After 12 consecutive months of uninterrupted membership, you receive an additional 10% off wellness labs, bringing your total wellness lab discount to 35%. This is Orchid Wellness recognizing and rewarding your commitment to consistent preventive care.

The standard 25% discount on all labs remains in effect for all members regardless of tenure. Lab fees are always billed separately from your visit credit.

Family Memberships

Cover Your Whole
Family for Less

Satellite members (adults and children) are linked to one active Primary Member account. Each satellite member receives their own monthly credit independently. If the Primary Member cancels, all satellites must either convert to a Primary Membership or use remaining credits within the allowed timeframe.

If a Primary Member Cancels

All satellite members linked to that account must either convert to their own Primary Membership at $125/month, or use any remaining valid credits within their 6-month credit validity window. Satellite memberships cannot exist without an active Primary Member account.

Account Structure
Primary Member
$125/month
Account holder. Activates the family account.
Satellite Adult
$110/month
Age 18 or older. Linked to Primary Member.
Satellite Adult
$110/month
Additional adult satellite (e.g. spouse, partner).
Child Member
$55/month
Under 18. Linked to Primary Member.
Child Member
$55/month
Additional child satellite.
Each member above receives their own monthly credit independently. One credit per member per month.
Questions Answered

Access Membership FAQ

Insurance is a risk-pooling arrangement that covers a broad range of services, including hospitalizations, specialists, and prescriptions, in exchange for premiums, deductibles, and copays. The Access Membership is a direct care agreement between you and Orchid Wellness specifically. It covers primary care visits at this clinic only. It does not replace insurance and cannot be used anywhere else. What it offers is predictable, affordable access to one primary care provider who knows you, with no claims, no denials, and no billing complexity for your visits.
Unused credits roll over automatically and stay valid for 6 months from the date they are issued. You can hold a maximum of 3 unused credits at any one time. Once a credit passes its 6-month window, or a new credit would put you over 3, the oldest credit expires and cannot be reinstated. Credits have no cash value and are non-refundable.
Yes. The Access Membership is a self-pay arrangement with Orchid Wellness and does not interact with your insurance in any way. You may maintain both. Some members use the Access Membership specifically because they have high-deductible insurance and want predictable costs for primary care while relying on insurance only for larger or unexpected health events.
A second credit is required when a wellness visit expands to include any problem-based care: addressing new or ongoing symptoms, prescribing or changing medications, or placing referrals. Labs ordered during any visit are billed separately at your member discount rate regardless of visit type. Chelsea will always let you know before your appointment concludes if a second credit applies. You will never be surprised after the visit.
Yes. Yes. Once you enroll as a Primary Member, you can add adult satellite members (age 18 and older) at $110 per month each, and child members (under 18) at $55 per month each. Adjust the quantities at checkout. Each member receives their own monthly credit, and there is one $35 enrollment fee per account, not per member.
Yes. Credits can be used for in-person visits in Carrollton, TX and for telehealth visits for patients located in Texas, New York, Virginia, or Washington, DC at the time of the visit.
No. The Access Membership provides the credit that covers your visit, but scheduling is subject to clinical availability. We make every effort to see members promptly, especially for acute concerns, but same-day availability cannot be guaranteed. Telehealth appointments are often more readily available for time-sensitive non-emergency concerns.
Membership fees are billed monthly to the payment method on file through our secure payment system. The one-time $35 enrollment fee is charged at sign-up. All major credit and debit cards are accepted. HSA and FSA cards can be used as payment; check with your plan administrator about whether membership fees are an eligible expense for your account.
Choose Your Plan

Select the Access
Plan That Fits Your Family

Each plan adds the one-time $35 enrollment fee and gives immediate access to your monthly credits and lab discounts. Choose the package that covers the members you want to enroll, then adjust the number of adults or children at checkout.

Individual
Primary Member Only
One adult member. Includes $35 enrollment fee, 1 credit per month, and 25% off all labs.
$125 /month + $35 enrollment
Enroll: Individual
Adults
Primary + Satellite Adult
Primary member plus one or more adult satellite members (18+). Adjust the satellite adult quantity at checkout. Includes $35 enrollment fee and individual credits for each member.
$235 /month + $35 enrollment
Enroll: Primary + Adult
With Children
Primary + Child Member
Primary member plus one or more child members (under 18). Adjust the child quantity at checkout. Includes $35 enrollment fee and individual credits for each member.
$180 /month + $35 enrollment
Enroll: Primary + Child
BEST VALUE
Whole Family
Primary + Adult + Child
Primary member plus one or more satellite adults and one or more children. Adjust adult and child quantities at checkout. Includes $35 enrollment fee. Each member receives their own monthly credit.
$290 /month + $35 enrollment
Enroll: Whole Family
Enrolling a larger family or need help? Adjust adult and child quantities at checkout, or call or text (469) 892-0194 or email info@myorchidwellness.com and we will set up your account for you.
Chelsea Asante, FNP-C, primary care provider for Orchid Wellness Access members

Consistent Care Starts
With One Decision

Enroll in the Orchid Wellness Access Membership today. One credit per member each month, lab discounts from day one, and no insurance required.

Choose Your Plan Call or Text (469) 892-0194

Already a member? Book your first available appointment at app.myorchidwellness.com. Membership fees are non-refundable. This membership is not insurance.

Looking for service discounts instead? See our Wellness & VIP Memberships.